Internal vs. External LOBS

I am working on an application for underwriters where we need to store MS word documents. I am trying to decide on the type of LOB to use (internal vs. external/BFILE) and if internal, which type. Some characteristics:

1. About 70 documents/day
2. About 40K/document
3. Rarely updated once stored
4. Using a VB application to launch word for editing, etc.
5. Oracle8 on WindowsNT

Any help or experiences would be appriciated.

thanks in advance

Mark

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