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Design Question - Thoughts Needed

From: Tracy Rahmlow <Tracy.Rahmlow_at_aexp.com>
Date: Mon, 25 Jun 2001 09:14:45 -0700
Message-ID: <F001.00336B77.20010625091555@fatcity.com>

We are looking to redesign our current system and a question popped up that I am struggling with. (our business is auto insurance). Each vehicle on a policy may have 1 or many coverages. For example, comprehensive, collision, towing, property damage ... A couple of things: 1- some coverages will not apply because they are state specific. 2 - some coverages will not be chosen by the insured. Therefore, should I have a vehicle table with each coverage and its premium as separate specific columns or should I add a coverage table which will contain the coverage and premium. Under the later example if I have 10 coverages and I want to print them on the insured's declaration page don't I have a possible performance problem with up to 10 i/os. Where as with the first example I only have 1 read but possible space wastage. I know in 1st normal form you should remove repeating groups, in my case is a coverage a repeating group? Where do you draw the line? For example, clients may have multiple phone numbers although I don't see many examples where the phone numbers are split into another table. Please share any thoughts that may make my decision easier. Thanks

Just an fyi, in our current design the coverages have been stored with the vehicle.

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Author: Tracy Rahmlow
  INET: Tracy.Rahmlow_at_aexp.com

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